Practical Portfolios LLC (“Practical”) respects your privacy and is committed to protecting the information that you share with us on this website. Practical only uses this information in accordance with this Privacy Policy and applicable laws. This Privacy Policy also describes how we collect and use your personally identifiable information. If you provide any personally identifiable information to Practical through this website, you are expressly consenting to and have knowledge of the collection and use and of this information. Please read the Terms of Use page before using this website.

Personally Identifiable Information
Personally identifiable information means any information that can be used to identify an individual. The personally identifiable information you provide to Practical is never disclosed to any third party without your consent. However, we will release personally identifiable information as required or mandated, such as a court order, to comply with applicable laws.

How Your Information Is Used
Practical uses personally identifiable information for several general purposes: to fulfill your requests for information concerning our services, to facilitate the rendering of services that you have authorized, to keep you up to date on changes that effect these services, and to provide you with better services. Additionally, anonymous user data may be passively collected using various technologies, such as your internet browser automatically transmitting data showing the pages that you access while at the website. Practical uses this data to help improve the website, analyze usage patterns and manage technical aspects of the website.

Data Security
Practical works diligently to protect the security and confidentiality of the data you send us with physical, technical, and managerial procedures. Please be aware that, despite out best efforts, no security measures are perfect. While we strive to protect your personal information, we cannot ensure the security of the information you transmit to us. We urge you to take every precaution to protect your personal data when you are on the Internet. Change your passwords often, use a combination of letters and numbers, and make sure you use a secure browser.

Links and Third Party Websites
This website contains links to websites operated by other companies. Some of these third-party websites may be co-branded with a Practical logo, even though they are not operated or maintained by Practical. Although we choose our business partners carefully, Practical is not responsible for the privacy practices of web sites operated by third parties that are linked to our site. Once you have left our website, you should check the applicable privacy policy of the third party website to determine how they will handle any information they collect from you.

Changes to the Privacy Policy
Practical may amend this Privacy Policy. A notice and record of any material changes in the way we use your personal information will be posted below:

Material Changes through December 31, 2011: None

Contact Information
Please contact Practical to review, update, or correct any personal information that we have collected from you. We also welcome your comments regarding this privacy statement and the implementation of our website privacy practices.

Practical Portfolios LLC
901 York Street
Manitowoc, WI 54220
920.682.7680