Your Consent

Your use of the Practical Portfolios LLC (“Practical”) website means you acknowledge and consent to the following terms and conditions, and you understand that there is no express or implied contract created between you and Practical Portfolios LLC when you use this website. Do not use this website if you do not agree to all of the following terms and conditions.

Your Privacy
If you provide any personally identifiable information to Practical through this website, you are expressly consenting to and have knowledge of the collection and use and of this information. Please read our Privacy Policy Notice before using this website.

Not a Solicitation
This website is not a solicitation to offer investment advisory services except, where applicable, in states of Illinois or Wisconsin or where an exemption or exclusion from such registration exists. This website is not an offer to buy or sell securities.

Not a Recommendation or Advice
All website content is provided for informational purposes only. It is not intended to be used as a recommendation or advice concerning investment, legal or tax matters.

Copyright and Trademark Notice
Copyright ©Practical Portfolios LLC. All rights reserved. All Practical Portfolios LLC indicia referenced are service marks, trademarks or registered trademarks of Practical Portfolios LLC.

Limited Rights of Use
This website is owned by Practical Portfolios LLC and all proprietary content is protected by intellectual property rights. Any reproduction, copying or redistribution of any website content without the prior written permission of Practical is strictly prohibited. All third-party intellectual property presented on the website is protected by similar rights. Practical is not liable for your misuse of any third-party intellectual property.

No Warranties
All website content, including third-party websites and hyperlinks, are provided “AS IS” without warranty of any kind. Neither Practical Portfolios LLC, nor any third-party information provider is liable for any informational errors, incompleteness, or delays, or for any actions taken, or damages sustained due to a reliance on information contained herein. Practical does not warrant that the functions of the website will be uninterrupted and Practical is not liable for any damages resulting from the use of this website.

Online Security Issues
The Internet is not a secure network. Practical strongly recommends that you: use complex passwords, change you passwords regularly, safeguard our confidential information and install current software and/or hardware firewalls and anti-virus countermeasures to maintain a secure computing environment.

Website Service Changes
Practical reserves the right to revise the website or terminate access to the website at any time without your consent.

Jurisdiction and Applicable Laws
Any disputes related to the use of this website or the Terms of Use shall be settled in the State of Wisconsin in accordance with the laws of the United States of America. Any rights not expressly granted herein are reserved.

Changes to the Terms of Use
Practical may amend the Terms of Use without your consent. A notice and record of any material changes in this document will be posted below:

Material changes through December 31, 2011: None

Contact Information
Practical welcomes your comments regarding these Term and Conditions.

Practical Portfolios LLC
901 York Street
Manitowoc, WI 54220
920.682.7680